It’s now. You have made the difficult, but sometimes liberating decision to downsize. It may seem like it will be easy. You can pack your stuff and pass it on to your children, then move on to a simpler life in your new home. Right?

But not so fast. You might be thinking that Katie will want Aunt Millie’s silver and china, and that Michael and his wife would love to trade their IKEA furniture in for your heavy antiques. But think again. Your kids won’t be interested in your stuff. Aunt Millie’s. Your grandkids? Sorry, no.